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We spend most of our working lives contributing money to retirement accounts but what about taking it out in retirement? If you have pre-tax, Roth, and taxable accounts, how much should you withdraw from each one? Here are some things to consider:
1) How much can you safely withdraw? The safest option is to only withdraw earnings and not touch any of the principal but at current dividend yields and interest rates, don’t expect to get much more than about 2% of your portfolio. That’s probably not enough for most people and that number can fluctuate and may not keep pace with inflation in the long term.
The traditional rule of thumb is that you can safely withdraw about 4% of the initial value of a diversified portfolio and increase that amount with inflation for about 30 years. However, the rule was developed during the 1990s when interest rates were higher and many financial experts (including the financial planner who created it) are concerned that the rule is now obsolete. It also doesn’t take into account that you may have to withdraw larger amounts while you still have a mortgage or before you start collecting pension and Social Security benefits so a steady withdrawal rate may not make sense.
Top 10 Safest Stocks To Invest In 2019: Sify Technologies Limited(SIFY)
Advisors’ Opinion:
- [By Money Morning Reports]
Like Sify Technologies Ltd. (Nasdaq: SIFY)… a 143% winner… Fanhua Inc. (Nasdaq: FANH)… a 245.56% winner… and Boot Barn Holdings Inc. (NYSE: BOOT)… netting an astounding gain of 260%.
- [By Lisa Levin]
Friday afternoon, the telecommunication services shares rose 2.1 percent. Meanwhile, top gainers in the sector included Intelsat S.A. (NYSE: I), up 11 percent, and Sify Technologies Limited (NASDAQ: SIFY) up 4 percent.
Top 10 Safest Stocks To Invest In 2019: Toll Brothers Inc.(TOL)
Advisors’ Opinion:
- [By Garrett Baldwin]
And with just a few smart plays in today’s classic stock picker’s market, you can pull in triple-digit gains with just a small investment.
The Top Stock Market Stories for Tuesday
The markets are upbeat about the latest reports surrounding trade between the United States and China. Despite news that roughly $16 billion in fresh tariffs are going into effect this week on Chinese goods, markets are hoping that momentum begins to build ahead of discussions between leaders of world’s two largest economies. With that said, President Trump downplayed upcoming discussions in an interview with Reuters on Monday. Back on June 21, I wrote about a fast-moving, high-profit stock – Dover Downs Gaming & Entertainment Inc. (NYSE: DDE). And that recommendation has brought in gains of roughly 103% since then. But we’re not done with the top gambling stocks. Today, I’m back with an entirely different way to make fast gains in this space. To see the latest bargain play, read up on this fund that no one is talking about. We’re talking a quick double-digit gain, no questions asked
Three Stocks to Watch Today: KSS, JPM, TSLA
Kohl’s Corp. (NYSE: KSS) leads a busy day of earnings reports on Tuesday. This morning, the retailer reported earnings of share of $1.76. That figure topped Wall Street estimates by $0.12. Shares pressed higher thanks to news of a 3.1% jump in same-store sales and a hike to the retailer’s full-year outlook. JPMorgan Chase & Co. (NYSE: JPM) is on the verge of blowing up the retail stock trading business. The global investment bank is set to release a free digital application that allows investors to trade stocks for free or at a discounted price. Users will be able to obtain up to 100 free trades in their first year after downloading the app. The news hammered brokerage stocks like Charles Schwab Corp. (NYSE: SCHW), E*Trade Financial Corp. (Nasdaq: ETFC), and TD Ameritrade Holding Corp. (Nasdaq: AMTD). Things are looking ugly for automa - [By Ethan Ryder]
Toll Brothers (NYSE:TOL) was downgraded by analysts at Zacks Investment Research from a buy rating to a hold rating. According to Zacks, “Shares of Toll Brothers have outperformed its industry over the past three months. Estimates have also been trending upward for the current year over the past 30 days. Robust economy, improving demographics and financial health of its affluent customer base bode well for Toll Brothers. Also, lack of competition in the luxury new home market is expected to drive growth for Toll Brothers as it enjoys greater pricing power than other homebuilding companies. Solid growth in revenues (up 23%) and deliveries (up 16%) in fiscal 2018, following a gain of 12% and 17%, respectively, in fiscal 2017, reflects the health of the luxury new home market. However, escalating building material and labor costs that are proving to be a drag on margins. Again, high mortgage rates dilute the demand for new homes as mortgage loans become expensive.”
- [By Rich Smith]
Shares of luxury homebuilder Toll Brothers (NYSE:TOL) are on a tear — up 13.6% as of 12:40 p.m. EDT already, and still rising, after the company reported Q3 earnings results that broadly outperformed expectations.
- [By Shane Hupp]
Mitsubishi UFJ Kokusai Asset Management Co. Ltd. decreased its holdings in Toll Brothers (NYSE:TOL) by 14.3% during the 1st quarter, according to its most recent disclosure with the Securities & Exchange Commission. The firm owned 16,925 shares of the construction company’s stock after selling 2,814 shares during the period. Mitsubishi UFJ Kokusai Asset Management Co. Ltd.’s holdings in Toll Brothers were worth $732,000 at the end of the most recent quarter.
- [By Joseph Griffin]
Toll Brothers (NYSE:TOL) was the target of unusually large options trading on Thursday. Stock traders bought 4,681 put options on the stock. This represents an increase of approximately 816% compared to the typical daily volume of 511 put options.
Top 10 Safest Stocks To Invest In 2019: Allstate Corporation (ALL)
Advisors’ Opinion:
- [By Shane Hupp]
Allion (CURRENCY:ALL) traded flat against the US dollar during the twenty-four hour period ending at 7:00 AM ET on February 10th. During the last seven days, Allion has traded flat against the US dollar. One Allion coin can now be purchased for approximately $0.0003 or 0.00000008 BTC on major exchanges including YoBit, CoinExchange and Cryptopia. Allion has a total market cap of $1,800.00 and $0.00 worth of Allion was traded on exchanges in the last 24 hours.
- [By Motley Fool Transcribing]
Allstate (NYSE:ALL) Q4 2018 Earnings Conference CallFeb. 6, 2019 9:30 a.m. ET
Contents:
Prepared Remarks Questions and Answers Call Participants
Prepared Remarks:Operator
- [By Shane Hupp]
Get a free copy of the Zacks research report on Allstate (ALL)
For more information about research offerings from Zacks Investment Research, visit Zacks.com
Top 10 Safest Stocks To Invest In 2019: Eli Lilly and Company(LLY)
Advisors’ Opinion:
- [By Cory Renauer]
Earlier this month, the Food and Drug Administration handed down a complicated approval decision for upadactinib’s potential rival, Olumiant from Incyte Corporation (NASDAQ:INCY) and Eli Lilly and Co. (NYSE:LLY). The partners were more than a little disappointed when the agency limited its approval to a dosage that’s probably too small to be a major threat to AbbVie’s candidate, at least in the U.S.
- [By Keith Speights]
A few days ago, my colleague Cory Renauer wrote that there was a big week ahead for Eli Lilly and Company (NYSE:LLY). Cory was right. And we now know the outcomes of several of the big news stories for the drugmaker.
- [By Joseph Griffin]
Eli Lilly And Co (NYSE:LLY) major shareholder Eli & Co Lilly sold 4,531 shares of the business’s stock in a transaction on Monday, August 13th. The shares were sold at an average price of $14.33, for a total value of $64,929.23. Following the sale, the insider now owns 3,934,137 shares in the company, valued at $56,376,183.21. The transaction was disclosed in a legal filing with the SEC, which is accessible through the SEC website. Large shareholders that own at least 10% of a company’s shares are required to disclose their sales and purchases with the SEC.
- [By ]
Cramer and the AAP team say they’re trimming El Lilly (LLY) and adding WestRock (WRK) and Textron (TXT) . Find out what they’re telling their investment club members and get in on the conversation with a free trial subscription to Action Alerts PLUS.
Top 10 Safest Stocks To Invest In 2019: Brunswick Corporation(BC)
Advisors’ Opinion:
- [By Shane Hupp]
Get a free copy of the Zacks research report on Brunswick (BC)
For more information about research offerings from Zacks Investment Research, visit Zacks.com
- [By Ethan Ryder]
Brunswick Co. (NYSE:BC) insider William Metzger sold 13,530 shares of the firm’s stock in a transaction that occurred on Tuesday, June 5th. The stock was sold at an average price of $67.42, for a total transaction of $912,192.60. The sale was disclosed in a filing with the SEC, which is accessible through the SEC website.
- [By Rich Duprey]
Pontoon boats are a versatile vessel as they can be used for fishing, sports, cruising, and day trips. That latter part is key because rival boatmaker Brunswick (NYSE:BC) — which Polaris used to have a business relationship with when it was in the marine market — says that overnight trips with boats are fading. Industry site Boat Industry quotes Brunswick’s freshwater boat group President Jeff Kinsey as saying, “There’s been a clear shift toward day boating, and that speaks directly to the pontoon with its seating capacity, its open space, its amenities and its comfort.”
- [By Logan Wallace]
Brunswick Co. (NYSE:BC) shares reached a new 52-week high and low during mid-day trading on Monday . The stock traded as low as $66.82 and last traded at $66.53, with a volume of 87086 shares. The stock had previously closed at $65.66.
Top 10 Safest Stocks To Invest In 2019: RELX PLC(RELX)
Advisors’ Opinion:
- [By Max Byerly]
Oppenheimer Asset Management Inc. decreased its position in RELX Group (NYSE:RELX) by 33.1% in the first quarter, according to its most recent Form 13F filing with the SEC. The institutional investor owned 26,655 shares of the technology company’s stock after selling 13,198 shares during the period. Oppenheimer Asset Management Inc.’s holdings in RELX Group were worth $557,000 at the end of the most recent quarter.
- [By Joseph Griffin]
First Republic Investment Management Inc. acquired a new position in shares of Relx PLC (NYSE:RELX) in the 2nd quarter, Holdings Channel reports. The fund acquired 13,205 shares of the technology company’s stock, valued at approximately $287,000.
- [By Joseph Griffin]
Relx (NYSE: RELX) and Cambium Learning Group (NASDAQ:ABCD) are both computer and technology companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, valuation, risk, profitability, dividends, earnings and analyst recommendations.
- [By Joseph Griffin]
Relx PLC (NYSE:RELX)’s share price reached a new 52-week low during mid-day trading on Tuesday . The company traded as low as $20.27 and last traded at $20.29, with a volume of 6975 shares traded. The stock had previously closed at $20.35.
Top 10 Safest Stocks To Invest In 2019: Motorola Solutions, Inc.(MSI)
Advisors’ Opinion:
- [By Ethan Ryder]
Get a free copy of the Zacks research report on Motorola Solutions (MSI)
For more information about research offerings from Zacks Investment Research, visit Zacks.com
- [By Motley Fool Transcribers]
Motorola Solutions Inc (NYSE:MSI)Q4 2018 Earnings Conference CallFeb. 07, 2019, 5:00 p.m. ET
Contents:
Prepared Remarks Questions and Answers Call Participants
Prepared Remarks:Operator
- [By Ethan Ryder]
Commerzbank Aktiengesellschaft FI raised its position in Motorola Solutions Inc (NYSE:MSI) by 26.7% during the second quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The fund owned 40,809 shares of the communications equipment provider’s stock after purchasing an additional 8,612 shares during the period. Commerzbank Aktiengesellschaft FI’s holdings in Motorola Solutions were worth $4,749,000 as of its most recent filing with the Securities and Exchange Commission.
- [By Joseph Griffin]
Motorola Solutions (NYSE:MSI) has been given a $137.00 price objective by stock analysts at Credit Suisse Group in a report released on Monday. The firm presently has a “buy” rating on the communications equipment provider’s stock. Credit Suisse Group’s price objective indicates a potential upside of 11.39% from the stock’s current price.
- [By Peter Graham]
A long term performance chart shows Qualcomm breaking even while potential peers Cisco Systems, Inc (NASDAQ: CSCO) and Motorola Solutions Inc (NYSE: MSI) have performed better with their heir share of volatility:
- [By Joseph Griffin]
Get a free copy of the Zacks research report on Motorola Solutions (MSI)
For more information about research offerings from Zacks Investment Research, visit Zacks.com
Top 10 Safest Stocks To Invest In 2019: iShares MSCI Japan (EWJ)
Advisors’ Opinion:
- [By Logan Wallace]
Cookson Peirce & Co. Inc. acquired a new stake in iShares MSCI Japan ETF (NYSEARCA:EWJ) during the first quarter, according to its most recent 13F filing with the SEC. The fund acquired 5,090 shares of the exchange traded fund’s stock, valued at approximately $309,000.
- [By Shane Hupp]
Traders sold shares of iShares MSCI Japan ETF (NYSEARCA:EWJ) on strength during trading on Tuesday. $26.39 million flowed into the stock on the tick-up and $78.06 million flowed out of the stock on the tick-down, for a money net flow of $51.67 million out of the stock. Of all equities tracked, iShares MSCI Japan ETF had the 22nd highest net out-flow for the day. iShares MSCI Japan ETF traded up $0.12 for the day and closed at $56.92
- [By Stephan Byrd]
Stephens Inc. AR bought a new stake in shares of iShares MSCI Japan ETF (NYSEARCA:EWJ) in the second quarter, according to its most recent filing with the Securities and Exchange Commission. The institutional investor bought 9,591 shares of the exchange traded fund’s stock, valued at approximately $555,000.
- [By Zacks]
iShares MSCI Japan ETF (NYSE: EWJ)
This fund is suitable for investors looking for broad-based exposure to the Japanese economy. It seeks to invest in large-cap companies.
Top 10 Safest Stocks To Invest In 2019: Helios and Matheson Analytics Inc(HMNY)
Advisors’ Opinion:
- [By Rich Smith]
Helios and Matheson Analytics (NASDAQ:HMNY) stock dropped again on Tuesday, down 18% as of 1 p.m. EDT, as investors continue to react (with disdain) to news that the owner of the MoviePass subscription service is planning a reverse split of its stock, cutting the number of shares they own by as much as 99.8%.
- [By Paul Ausick]
Helios and Matheson Analytics Inc. (NASDAQ: HMNY) fell about 8.2% Thursday to post a new 52-week low of $0.45 after closing at $0.49 on Wednesday. The 52-week high is $38.86. Volume of more than 18 million was about 80% above the daily average of about 10.3 million. The company that owns MoviePass had no specific news again today, but shares continue to sink on their own.
- [By Lisa Levin] Gainers
Check-Cap Ltd. (NASDAQ: CHEK) shares rose 78.82 percent to close at $7.26 on Monday.
GEE Group, Inc. (NYSE: JOB) shares jumped 18 percent to close at $2.36.
McDermott International, Inc. (NYSE: MDR) climbed 15.7 percent to close at $7.00 after the UK-based offshore oil service company Subsea 7 made an unsolicited bid to buy McDermott for $7 per share. However, the acquisition offer is contingent on McDermot terminating its pending merger with Chicago Bridge & Iron Company.
Foresight Autonomous Holdings Ltd (NASDAQ: FRSX) gained 17.21 percent to close at $3.61.
Stars Group Inc. (NASDAQ: TSG) rose 14.16 percent to close at $33.45. Stars Group Inc (NASDAQ: TSG) announced plans to acquire Sky Betting & Gaming for $4.7 billion.
China Internet Nationwide Financial Services Inc. (NASDAQ: CIFS) shares jumped 12.79 percent to close at $25.58.
Nautilus, Inc. (NYSE: NLS) shares gained 11.52 percent to close at $15.00. Nautilus is expected to release Q1 results on May 7, 2018. Craig-Hallum initiated coverage on Nautilus with a Buy rating and a $19.00 price target.
Box, Inc. (NYSE: BOX) rose 10.94 percent to close at $22.91.
Insmed Incorporated (NASDAQ: INSM) shares rose 10.76 percent to close at $26.05. Credit Suisse upgraded Insmed from Neutral to Outperform.
NextDecade Corporation (NASDAQ: NEXT) shares rose 10.02 percent to close at $6.48.
Helios and Matheson Analytics Inc. (NASDAQ: HMNY) shares gained 8.37 percent to close at $2.46 on Monday after falling 10.98 percent on Friday.
Cambium Learning Group, Inc. (NASDAQ: ABCD) shares gained 7.81 percent to close at $11.11.
Vectren Corporation (NYSE: VVC) shares rose 7.26 percent to close at $70.31. CenterPoint Energy, Inc. (NYSE: CNP) announced plans to acquire Vectren for $72 per share in cash.
Tennant Company (NYSE: TNC) rose 6.66 percent to close at $74.45 after the company posted upbeat Q1 results and raised its FY18 earnings outlook.
Hanesbrands Inc.
Top 10 Safest Stocks To Invest In 2019: Synnex Corporation(SNX)
Advisors’ Opinion:
- [By Steve Symington]
But several individual companies couldn’t keep up. Read on to learn why Under Armour (NYSE:UA) (NYSE:UAA), Telecom Argentina (NYSE:TEO), and Synnex (NYSE:SNX) underperformed the market today.
- [By Stephan Byrd]
Synthetix Network Token (CURRENCY:SNX) traded down 16.6% against the US dollar during the 24-hour period ending at 22:00 PM ET on February 18th. One Synthetix Network Token token can currently be purchased for $0.0475 or 0.00001214 BTC on exchanges including Liquid, IDEX, Kucoin and Gate.io. During the last week, Synthetix Network Token has traded 12.8% higher against the US dollar. Synthetix Network Token has a market capitalization of $3.25 million and $934.00 worth of Synthetix Network Token was traded on exchanges in the last 24 hours.
- [By Stephan Byrd]
Get a free copy of the Zacks research report on SYNNEX (SNX)
For more information about research offerings from Zacks Investment Research, visit Zacks.com